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Disclaimer

Company Name

This website was created by Natixis Asset Management. It is managed and updated by Natixis Asset Management, a company specialising in asset management within the Natixis Savings division.


Natixis Asset Management
A public limited company (société anonyme) with a board of directors and capital of €50,434,604.76, registered in the Paris Trade and Companies Register under no. 329 450 738.
Legal representative: Matthieu Duncan
Registered office: 21 Quai d'Austerlitz, 75634 Paris cedex 13, France
Tel.:+33 (0)1 78 40 80 00
Siret no.: 329 450 738 00078

Principal activity (APE): 6630Z – Fund Management
Intra-community VAT no.: FR 203 294 507 38
Natixis Asset Management is a portfolio management company authorised by the Autorité des Marchés Financiers (French Financial Markets Authority - AMF) under no. GP 90-009, on 22 May 1990.

Details of the regulatory authority:
Autorité des Marchés Financiers (AMF)
17 Place de la Bourse
75082 Paris cedex 02, France

Publication Director: Matthieu Duncan, Chief Executive Officer. Chief Editor: Christine Lacoste, Head of networks and distribution support functions
Host: INTEGRA, 25 Boulevard des Bouvets, 92741 Nanterre cedex, France
Telephone: +33 (0)1 55 17 36 50 – Fax: +33 (0)1 55 17 36 51


General conditions of use

This website and the information it contains may only be used subject to full compliance with these user conditions.
The information on this website or offered via this website is of a general nature; consequently, it should not be considered as tailored to your personal needs or specific circumstances.

Natixis Asset Management is entitled to change the information on this website at any time, at its own discretion and without prior notice.
Natixis Asset Management will do its utmost to ensure that the information published is as comprehensive, correct, accurate and up-to-date as possible. Natixis Asset Management cannot be held liable for any errors on or shortcomings of this website or for any damages resulting from use of the information it contains.
However, if it appears that the published information contains any errors, or if any information reasonably to be expected on the website is missing, Natixis Asset Management undertakes to rectify the situation as soon as possible after receiving notification of such shortcomings. To inform of us of any errors, please use the following address: communication@am.natixis.com.


Disclaimer in relation to the products and services presented on the website

The information (data, graphs and documents) displayed on this website, although issued by reliable sources, does not constitute investment advice in any way. Moreover, you are solely responsible for consulting this website.
If you wish to invest, please contact your usual advisor, who will help you assess the products that are best suited to your needs and who will also inform you of any potential risks.

The fact that you agree to continue consulting this website releases Natixis Asset Management from any present or future liability regarding your potential use of this information. The information that appears on this website is not intended to be distributed or used by any person or entity in a country or jurisdiction where such distribution or use contravenes any legal or regulatory provisions, or which require Natixis Asset Management or its subsidiaries to comply with registration formalities in such countries or jurisdictions. Not all of the products and services may be registered or authorised in all countries or available to all customers.

The data and information appearing on the website are supplied for information purposes only.

No information displayed on the website constitutes an offer to purchase, an invitation to sell shares or investment advice regarding the purchase or sale of equities, or an offer or invitation from Natixis Asset Management or its subsidiaries to supply investment advice or financial, legal, tax, or investment services connected with the purchase or sale of equities or other financial instruments.
Neither Natixis Asset Management nor any of its subsidiaries offer any guarantees or make any declarations, either expressly or tacitly, that the information supplied on this website is accurate, comprehensive or up-to-date.

One should only invest in a UCITS after consulting the simplified prospectus/key investor information documents pertaining to the Fund and the annual and half-yearly reports, where available. These documents may be obtained from this website or directly through the management company of the UCITS concerned.


Offers and promotions from third parties

Offers relating to products or services from third parties may be published on this website in the form of banners. If you click on one of these banners, you will be sent to a third-party website. Natixis Asset Management is not responsible for the content of any third-party promotions or the conditions applicable to their offers. These offers are presented on behalf of the third parties. If you wish to subscribe to these offers or enter into a contract in any form with such third parties, or if you wish to make a complaint about such offers or promotions, please contact these third parties directly.


Links to websites managed by third parties

This website may contain links to websites managed by third parties. These links are offered on this website for information purposes only. Natixis Asset Management provides no guarantees regarding the content, quality or comprehensive nature of such websites, and, consequently, may not be held liable in any way. The presence of a link to a third-party website does not imply that Natixis Asset Management has entered into any collaboration agreement with such third parties or that Natixis Asset Management has approved the information published on such websites.


Availability – compatibility

Natixis Asset Management will endeavour to provide access to the website at all times; however, it declines all responsibility for any damages resulting from any intentional or unintentional disruptions in the website’s availability.

Natixis Asset Management offers no guarantees that the files on the website will be compatible with your infrastructure and hardware. As a user, you must ensure that you have the appropriate computer equipment and the necessary software, including security programs (firewall, antivirus, etc.).


Intellectual property rights

Users expressly recognise that the information and data communicated is and shall remain the property of Natixis Asset Management or its partners, as mentioned on the website. Any texts, drawings, photos, images, data, corporate or domain names, brands, logos and other elements are protected by intellectual property rights.

No one may reproduce or distribute such elements to the general public without the prior written and express authorisation of Natixis Asset Management, unless copyright laws or similar rights state otherwise. As a user, you are entitled to download information from the website, copy it for private use and distribute it free-of-charge within your family circle.

Although Natixis Asset Management allows you to upload your own contributions or images to the website, you may not upload elements protected by intellectual property rights unless you own the necessary rights or have received all the necessary authorisations from the eligible parties regarding the use of such items on the website. By uploading your own contributions or photos onto the website, you expressly grant Natixis Asset Management the right to publish these contributions or photos on the website and do not have the right to claim any payment for it. In any event, users provide full guarantees to Natixis Asset Management that no claims shall be brought against it by third parties.
 

Unauthorised use of the website

As a user of this website, you undertake not to:

- Use the information published on this website in an illegal or unlawful manner;

- Use this website in such a way that the website is damaged, altered, disrupted or rendered less effective in any way whatsoever;

- Use this website to transfer or send computer viruses, or to transmit or send illegal or unlawful material, or material that is inappropriate in any way, including, though not limited to, material of an outrageous, obscene or threatening nature;

- Use this website in such a way that it infringes the rights of a physical person, a legal entity or an association, including, though not limited to, the rights attached to respect for privacy and intellectual property;

-Use this website to send or transfer material for promotional or advertising purposes.

Natixis Asset Management reserves the right to issue a formal notice to the user and/or to bring a civil action in the event of an infringement of its rights or those of a third party following a breach of the aforementioned provisions or any other type of breach.


Cookies

This website may sometimes use cookies, which are small data packets sent and stored on your computer’s hard drive. This data is forwarded to the administrator each time you visit the website. The data is only used to check your identity, which means you do not have to enter your user name and password each time you visit the website. Sent from the www.nam.natixis.com website, these cookies record, from the computer on which the cookie is stored, information relating to browsing the website. Natixis Asset Management shall only use this information for statistical purposes and, in particular, will use it to estimate the number of visits to the www.nam.natixis.com website. Under no circumstances whatsoever will the cookies use personal, named information of those who have connected to the www.nam.natixis.com website.
Cookies (via AT Internet® solutions) will in particular be used to record the number of pages viewed, the number of visits and the activities of visitors to the website, and the number of times visitors return. If you do not wish to be audited via this tool, please refer to the AT Internet web page relating to respect for privacy and follow the links provided: http://www.atinternet.fr/politique-du-respect-de-la-vie-privee/.

You can configure your browser to alert you each time cookies are created or to prevent the creation of cookies. The information is stored on your computer for two hours. You can configure your browser to reject all cookies, to stop the installation of cookies or to delete them (see below). However, if you reject the cookies, you may be unable to browse this website.

For Mozilla Firefox:

1. Select the “Tools” menu, then “Options.”
2. Click on the “Privacy” icon.
3. Locate the “Cookie” menu and select the options you require.

For Microsoft Internet Explorer:

1. Select the “Tools” menu, then “Internet Options.”
2. Click on the “Privacy” tab.
3. Select the level you require using the cursor.

For Opera 6.0 and later versions:

1. Select the “File” > “Preferences” menu.
2. Select the “Privacy” section.

For Google Chrome:

1. Click on the icon representing a spanner (wrench) on the browser’s toolbar.
2. Select “Settings.”
3. Click on “Show advanced settings.”
4. In the “Privacy” section, click the “Content settings” button.


Personal data

You may visit this website freely and consult information on Natixis Asset Management’s organisation and services without having to supply any personal data. Only the subscription service available on this website requires users to enter personal data. Each time you communicate personal data, Natixis Asset Management will process the data according to the policy described below and the legal obligations relating to processing personal data.

Personal data is entered in a secure environment that is inaccessible to the public. The information is only processed for internal purposes (customer management, etc.). Natixis Asset Management uses the personal data it collects to contact you in order to offer you the best possible service. Data is only stored for as long as required in order to provide the service concerned or to use the function concerned. In general, Natixis Asset Management only communicates personal data to third parties in order to comply with its legal obligations and when such data is explicitly requested by the legal authorities or the police. If Natixis Asset Management communicates your personal data in exceptional circumstances to the organisations or companies with which it collaborates, you will be expressly informed or will be required to give your express authorisation. Any user supplying personal data therefore expressly authorises Natixis Asset Management to process the data for the aforementioned purposes.

In accordance with Article 39 and following of law no. 78-17 of 6 January 1978 (amended in 2004) of the French Data Protection Act, any person is entitled to access and, if necessary, correct or delete information relating to him/her by sending an email to communication@am.natixis.com.

 

Passwords

You may be required to enter a password to access certain sections of the website. If this is the case, access to these sections without a password is strictly forbidden. If you have received a password, it must remain confidential and secret. You will be held responsible for any use of our services following a valid identification of your password. Natixis Asset Management is entitled to cancel your password if the security of the website is under threat.


Responsibility

With the exception of any proven serious or intentional fault when there is a causal link to any resulting damages, Natixis Asset Management shall not be held liable for any damages likely to result from using this website, or the information it contains, or the information obtained via the website (especially through the links provided).

Moreover, Natixis Asset Management shall not be held liable for any damages stemming from technical failures, disrupted access to the website or potentially deleterious interference with your system or software.

Natixis Asset Management shall not be held liable for any damages stemming from viruses, bugs, Trojan horses or the like that have appeared on the website despite the precautionary measures taken.


Applicable law

This website is governed by French law, and only the French courts shall have jurisdiction to settle any disputes stemming from this website.

 

Complaint management policy

General information and principles

Natixis Asset Management has set up a complaint-handling system to deal with any customer complaints efficiently, transparently and in a harmonised manner, in accordance with the applicable regulations.


Access to the Complaints Service is free-of-charge, and customers can lodge their complaint, as applicable, in (i) French or (ii) in one of the official languages of the Member State where the UCITS is marketed or where the service is supplied.


Definition of complaints

A complaint is considered as any statement of dissatisfaction issued by a customer vis-à-vis a professional operator. A request for information, opinion, clarification, service or provision of a service does not constitute a complaint.
Requests and complaints may concern, among others, management, portfolios’ performance, pricing issues, statutory documentation and any element relating to the service provided.


Handling complaints within Natixis Asset Management

Complaints may be sent by post, telephone or e-mail, or may be forwarded via the customer’s usual point of contact.
The address for complaints sent by post is: Natixis Asset Management, Customer Service department, 21 Quai d’Austerlitz, 75013 Paris, France.
Complaints made via telephone are recorded on the customer service agents’ telephone system.
Complaints sent by e-mail, depending on the customer, should use the following addresses:
For customers brokered through the Caisse d’Epargne and Banque Populaire distributor networks:

• By e-mail addressed to:
relation.clientele@am.natixis.com

For all other customers:
• By e-mail addressed to: nam-service-clients@am.natixis.com


Processing deadlines

Natixis Asset Management undertakes to:

- Acknowledge receipt of all complaints received within a maximum of 10 days, unless a reply can be provided within this period.
- Respond to any complaints within a maximum period of two months following their receipt by Natixis Asset Management.
- When it is impossible to comply with this deadline, customers must be kept informed of the complaint’s progress and any special circumstances that make it impossible to respect the aforementioned deadlines.


Mediation by the Autorité des Marches Financiers (French Financial Markets Authority)

The Autorité de Marchés Financiers (AMF) offers a mediator that can hear the case of any interested party, whether a physical person or a legal entity, and settle individual disputes whose nature falls within the scope of its remit, that is, financial investments.

To use the mediation service, send a letter by post to the following address:

Médiateur de l’AMF (AMF Mediator)
Autorité des Marchés Financiers
17 Place de la Bourse
75082 Paris cedex 02, France

A mediation request form is available online from the AMF’s website (www.amf-france.org).